4 payments, 6 weeks, zero interest — always. The easiest approval of any BNPL app.
Afterpay splits your purchase into 4 equal payments, charged every 2 weeks. The first payment is due at checkout. There is never any interest — that's guaranteed, regardless of how large your purchase is.
Afterpay is popular with fashion, beauty, and lifestyle retailers. It doesn't perform a hard credit check, which makes approval faster and more accessible than most BNPL apps.
Works at thousands of US retailers — Urban Outfitters, Sephora, Old Navy, Ray-Ban, and many more.
Your purchase is automatically split into 4 equal payments. No interest, no fees if you pay on time.
Afterpay reviews your account history (not your credit score for a hard pull) and gives a decision in seconds.
Link a debit or credit card and Afterpay handles the rest automatically.
Want zero interest guaranteed, don't want a hard credit check, and are buying from fashion, beauty, or lifestyle brands. Afterpay's biweekly 4-payment format is the simplest BNPL structure available — no math needed.
Not ideal for large purchases over $500 where you'd want longer repayment terms — Affirm handles those better. Also watch the late fees — at up to 25% of the missed installment, they're among the highest in the industry.
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